Financing & Pre-Qualification

We work with all credit situations. Get pre-qualified fast — dealer will contact you; soft inquiry only.

Why Finance With Us?

We've helped hundreds of Utah families get into the car they want at a payment they can afford.

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All Credit Welcome

Good credit, bad credit, no credit — we work with lenders who specialize in every situation.

Fast Approvals

Many approvals happen same-day. Get an answer quickly so you can focus on picking your car.

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Best Rates Available

We shop your application to multiple lenders to find the lowest rate possible.

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Secure & Private

Your information is encrypted and never sold without your permission.

Quick Pre-Qualification

Start with phone & email, pick the vehicle you want approved on, then continue to add a photo of your driver's license. We'll also ask for a pay stub and insurance card — if you don't have those photos, you can type the info instead. This is not a hard credit pull.

Pick the exact stock number you want approved on — lenders need a specific unit.

Frequently Asked Questions

Will applying hurt my credit score?

No. Pre-qualification uses a soft inquiry. A hard inquiry only happens if you move forward with a specific loan.

I have bad credit. Can I still get approved?

Yes. We work with lenders who specialize in all credit situations.

How long does approval take?

Many approvals happen same-day. Call (801) 210-0096 for faster service.

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Financing | Performance Motors of Utah